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FinTech + Payments

PCI-grade systems that move money safely. Gateways, merchant services, payouts, risk, reconciliation, and settlement—built for reliability and scale.

What I build

  • Payments architecture: gateways, ledgers, settlement, PCI
  • Risk & fraud: rules + ML, velocity checks, device signals
  • Operations: reconciliation, chargebacks, auditability
  • Analytics: BI pipelines, exec dashboards
  • Resilience: idempotent APIs, retries, failover
API-firstKafka PostgresPCI

Representative wins

  • Unified billing & payouts APIs across product lines
  • Reduced fraud losses with real-time signals
  • Chargeback workflows with SLA and analytics